Google Pay – Credit Card Payment Flow Redesign

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Category:

Product Design

Company:

Self initiative

Duration:

2-3 days

📌 Project Context

The goal was to redesign the credit card payment flow in Google Pay to make it more intuitive and frictionless — encouraging users to choose credit card payments over UPI. The focus was on improving the user experience while ensuring speed, clarity, and trust throughout the journey.

🔍 Design Process

Investigate → Define → Brainstorm → Prioritize → Design

1. 🕵️ Investigate

I began by understanding user behavior, pain points, and motivations behind using (or avoiding) credit card payments on Google Pay.

What users really wanted:

  • Convenience: A fast, hassle-free way to pay without entering card details each time

  • Rewards: A way to track and benefit from credit card rewards

  • Security: Assurance that card information is protected

2. 🧠 Define

I created quick story-based scenarios to articulate core user needs:

  • When I’m at a store, I want to scan and pay quickly so I don’t have to fumble with my wallet.

  • When shopping online, I want to pay securely without re-entering my card details.

  • When traveling, I want to leave my physical card behind and still be able to pay confidently.

3. 💡 Brainstorm

Over a 2-day sprint, I explored potential ideas and user expectations by:

  • Digging through forums (Quora, Medium)

  • Reading UX case studies and articles

  • Taking notes on design patterns in other fintech apps

4. 🗂️ Prioritize

With lots of raw insights, I moved to identify what really mattered:

  • Mapped pain points, wants, and needs

  • Sorted recurring themes using card sorting

  • Prioritized features like easy discoverability, step clarity, and security prompts

5. ✏️ Design

Once clear on user needs, I focused on building a clean, accessible UI flow:

  • Designed with a mobile-first approach

  • Skipped heavy systems to stay agile — kept UI modular but light

  • Used Material You principles for visual consistency and platform alignment

  • Highlighted key changes like CTA clarity, progress feedback, and simplified steps